Family Enterprise Risk
Informed by nearly a century of experience, we address risk across every venture – business, investment, philanthropic and lifestyle – of the multi-generational family.
How we help
Our strategic and consolidated risk management programs address every aspect of the family enterprise, no matter the organizational structure. Whether yours is a family office, operating company or holding company, we will work with you and your team of advisors to coordinate all necessary insurance solutions and related services.
Connect with an Alliant Private Client advisorOur approach
We provide each of our clients with a dedicated personal insurance team that is solely focused on your risk exposures and maintaining the utmost confidentiality. Our dynamic service team is led by a family enterprise risk advisor and an around-the-clock team of experienced problem solvers consisting of an account executive, licensed assistant, claims specialist and commercial expert.
Family members
- Specialty risks
- Fine art, jewelry and collectibles
- Small business insurance
- Personal liability
- Yachts and private aircraft
- Protection of trusts, LLCs and family limited partnerships
Family business
- Commercial property and casualty
- Employee benefits
- Directors and officers, employment practices and fiduciary liability
- Cyber liability and crime insurance
- Corporate aircraft
Family office
- Business office insurance
- Cyber liability
- Directors, officers and trustee liability
- Fidelity bonds
- Family foundations
- Employment practices liability
Alliant Family Enterprise Risk Index®
Our Alliant Family Enterprise Risk Index® set out to address the scarcity of industry data on risk management practices within the family enterprise. Our landmark survey of 145 family enterprises corrects this deficiency, offering multiple insights on a wide variety of concerns and practices. These findings highlight exposures within the family that in turn, can ultimately impact the enterprise. Here’s a glimpse of our key findings.
Alliant Family Enterprise Risk Index®
Related resources
Frequently asked questions
Family enterprise risk includes the range of exposures that can affect high net worth families across business, investment, philanthropic, and lifestyle activities. These may include liability concerns, reputation and cyber, commercial risks, governance issues, and the preservation of family legacy assets.
These risk management solutions are designed for multi-generational families, family offices, operating companies, and holding companies that need a more integrated approach to personal and commercial risk.
Depending on the structure and needs of the family enterprise, coverage may include personal liability, small business insurance, fine art and collectibles insurance, private and corporate aircraft insurance, commercial property and casualty, cyber liability, crime insurance, directors’ and officers’ liability, fiduciary liability, and employment practices liability.
Many enterprises operate without a full-time risk manager, and studies show the majority do not conduct regular insurance reviews of the family. Establishing a regular review process can be a useful starting point with a trusted insurance advisor to help ensure effective risk management and liability protection strategies as exposures evolve.
Connect with an advisor
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